Merry Christmas and Happy Holidays to you all!

Happy HolidaysMichelle and I want to take this opportunity to wish you well during this most festive time of year.

Here’s hoping that the new year has all of our retirement and other investment accounts recovering and our federal government’s hands removed from our pockets!

Let 2009 be your most successful year, a foundation from which your future successes will launch in ever growing multitudes.

Be happy and well.

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