Whenever I think that Bank of America can’t do anything more to amaze me, well… they do. They are a huge bank with astounding profits just from normal day-to-day business. That’s all well and good. But it’s the constant nickel and diming of their customers that irks me. I’ve closed all my accounts with them except for two credit cards, one rewards card that became progressively harder to extract the rewards from and my AOPA rewards card, the portfolio for which BofA bought and now administer (and have changed to a useless “prizes” card) that I need to cancel too.

Regarding this Thank You reward certificate, I too get it with my BOA CC statement. And then when I called BOA helpline, they say that they cannot retrieve any information about the certificate. I asked the person what is the concept generally. And she explained that you can order the items, and all the charges are put on yout CC, and along with that you also get enrolled for that thank you program and they have a monthly fees to be a part of this whole concept, and this fees will also be charged on your CC.

The certificate looks so alluring, and one can order for these items ina minute. But after hearing the theory, I was so cautious about all these things. I better do more research and act on it.

Just wanted to let you know more info about this thing.

Thanks for your post.